Listed below you will find a tailored list of products and services hand selected that may help you on your jouney.
Some of the products and services listed on this page contain affiliate links, which means I may earn a commission if you make a purchase or sign up — at no extra cost to you. I only recommend tools and resources that I personally use, trust, or believe will bring value to your journey.
Credit Building
Credit builder accounts are key when trying to build credit. An alternative to Secured credit cards are FinTech (financial technology) companies that will report positive payments to your credit report. These accounts are great for those who have had trouble getting approved for even a secured credit card. While credit builder accounts are great. Building a relationship with a bank is always key. After a few biling cycles with your credit builder account reach out to your bank or credit union for product offers. Below are great products that will help you. To learn more visit out credit education page.
Credit Builder Accounts
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Kickoff
Kickoff is a beginner friendly trade line that reports to your credit report. Kickoff is not a bank. Kickoff is a “FinTech” company. They have several products that can help you build credit. Click thte link below to check them out.
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Self Lender
Self Lender is a a beginner friendly tradeline that will help you build credit. They have several credit builder accounts. Self is great for a secured loan. With this acccount you are building credit as you save money.
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Capital One Secured
Capital One is a bank that is extremly beginner friendly. They have a wide variety of products. There regular credit cards a are great. They also offer secured credit cards.
Banking
Building a relationships with your banks are key when starting and sustaining your wealth journey. There are several ways to build a relationship with a bank. From never overdrafting your account to going inside your local branch to speak with the branch managers and. Buiding a good relationship with your bank can help you down the line when you go to apply for funding for your business, or when you go to apply for your first, second or third home loan. Think about it who are you more willing to lend money to? Someone that you don’t know? Or someone that has proven time and time again that they are trust worthy?
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Vantage Credit Union
Vantage credit union is a local Saint louis credit union. If you live in or are related to someone that lives in Saint Louis you may be eligible for an account. Credit Unions are member focused and add a great resource to your banking rolodex.
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Capital One Bank
Capital One is a global bank offering a plethora of services and products. From entry level credit cards to high yeild savings accounts. Capital One is a great bank. Operating largely online Capital One cafes are available in some areas.
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Chase Business
Chase bank is assume! Their customer service is top tier. They offer several peronal and business products and services. While not so beginner friendly, the fees for someof their products are well worth the experience.
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American Express Saving
While american express is known for their credit cards, they also offer a high yield savings account. Even their business accounts yield interest. Amex banks operate online with no physical locations. They offer great accounts.
Credit Cards
Once you have built your credit and established good relationships with the bank that opens doors for a wide variety of funding options. Some on which include credit cards. Both business and personal. Here are some of Money Vaults top credit card lenders. The Links below will take you to a pre-approval application. That means that you can check to see if ytou qualify for and account WITH NO HARD PULL TO YOUR CREDIT REPORT. When building credit its best to stay away from hard inquiries.
Amazon Products we love
If you are interested in starting an etsy shop or even a small hobby these 3 items are your go to. Whether you want to start a custom t-shirt, mug or hoodie business these items are key. The cricut is such a versitile machine the possibilities are endless. You could even make your own greeting cards.
Looking to be more productive? Want to stay on top of things alittle more? These products are great!
